04
Sep
Not every rupee you're setting aside needs to sit in a fund for a decade. Sometimes you just need somewhere better than a savings account for money you'll actually touch in a few months, and mutual funds have options built specifically for that. What Actually Counts as Short Term Here Generally, anything under three years falls into the short term bucket, and the priority shifts noticeably from chasing returns to just not losing money along the way. The whole point is capital protection with a bit of extra growth on top, not swinging for the fences. Debt Funds as the…
